Ka Wai Ola - Office of Hawaiian Affairs, Volume 24, Number 12, 1 December 2007 — Page 7 Advertisements Column 2 [ADVERTISEMENT]

[?]

At Bank ofHawaii, we offer the widest rant)e offinancim ) options for Department of Hawaiian Home Land (DHHL) lessees. Our variety of pro$rams are desi<Jned to provide lessees with expanded financintj options. Call or visit us today tofind out how these pro(Jrams may workforyou. ♦ FHA 247 ♦ FHA 1 84A ♦ Conventional

I | \ I

HIGHLIGHTS ♦ Purchase, rate term/cash-out refinance, and construction permanent financing ♦ Up to 100% financing for purchase transactions ♦ Fixed rate mortgages up to a loan term of 30 years ♦ Flexible down payment options, as low as $500 from borrower's own funds ♦ Flexibility on reserve requirements ♦ Primary residence, one unit properties, including Planned Unit Developments (PUD) For more information, eall one ofour Loan Officers at a Bankoh Residential Loan Center listed helow. ih BankofHawaii

[?]

[?]

[?]

[?]

[?]

[?]

[?]

[?]

[?]

[?]

[?]

Certain requirementsand restrictions apply. Subject to loan approval. Notvalidwithanyotheroffers. ©2007 Bank of Hawaii MemberFDIC boh.com