Ka Wai Ola - Office of Hawaiian Affairs, Volume 26, Number 9, 1 May 2009 — Page 21 Advertisements Column 1 [ADVERTISEMENT]

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At Bank of Hawaii, we offer the widest ranc)e offinancin$ options for Department of Hawaiian Home Land (DHHL) \essees. Our variety of proc)rams are desicjned to provide \essees with expanded financincj options. Call orvisit us today tofind out how these procjrams may workfor you. ♦ HUD 184A ♦ FHA 247 ♦ Conventional

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HIGHLIGHTS ♦ Purchase, rate term refinance, and construction permanent financing ♦ Fixed rate mortgages up to a loan term of 30 years ♦ Flexible down payment options ♦ Flexibility on reserve requirements ♦ Primary residence, one unit properties, including Planned Unit Developments (PUD) on Hawaiian Home Lands For more information, eall one of our Loan Officers at a Ēankoh Residential Loan Center \isted helow.

ih Bank of Hawaii

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Iertain requirements and restrictions apply. Subjectto loan approval. Notvalidwithanyotheroffers. ©2009 Bank of Hawaii MemberFDIC boh.com ^