Ka Wai Ola - Office of Hawaiian Affairs, Volume 14, Number 9, 1 September 1997 — Page 5 Advertisements Column 1 [ADVERTISEMENT]

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At First Hawaiian Bank, we say "YES" to home ownership. With special first-time homebuyer : financing programs, all you need is 3% down." Plus, our Mortgage Specialists are home J financing experts who ean assist you through every phase of the lending process. To learn more about First Hawaiian Bank's first-time homebuyer fixed or adjustable rate home M l 1 1| | , n | II mimm loans or to pre-qualify by phone, eall Home by Phone at (\v-homej 643.4663 (open seven days a wcek) 8 am to 7 pm)

Yes, we have answers.

Certain restrictions apply. 4Based on a 30-year fixed rate loan of $100,000 with a 3% down payment, you will have monthly pnneipal and interest payments of $699.21. (Calculated on owner lsjns£ occupant rates as of 7/7/97 of 7.50% simple interest/7.80% annual percentage rate.) Private mortgage insurance is required on loans with less than 20% down. Maximum loan amount of $321,900.