Ka Wai Ola - Office of Hawaiian Affairs, Volume 16, Number 12, 1 December 1999 — Page 3 Advertisements Column 1 [ADVERTISEMENT]

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BANKOH FlRSTHOME LOAN Looking to buy your very first home? You ean do it! With Bank of Hawaii's FirstHome Loan. Check out these numbers: • Low down payment - as little as 3% • No application fee • Simplified ineome requirements • 1 point waived For more information, stop by any Bank of Hawaii branch,

example: Home cost: $200,000 Loan amount: $1 94,000 3% down payment: $6,000 Fixed monthly principal & interest payments: $1,373.12*

v loi l wvvvv.uuii.oui ii ai iu iuy ui i lu neeii loielie, ui Uall Bankoh Residential Lending: Downtown Honolulu 538-4786, East Oahu 733-7447, West Oahu 483-6565, Kapolei 693-1444, ^ Maui 871-8210, Hilo 933-7213, Kailua-Kona 326-3913, Kauai 241-7283. i 1a

© uender MEMBER FDIC Bank of Hawaii Bankoh FirstHome Loan requirements: Borrower must be a Hawaii resident and cannot own real property currently or within the last three years. Property must be located in Hawaii. The borrower must occupy the property as their primary residence. The borrower must establish or maintain a depository account at Bank of Hawaii and all mortgage payments must be automatically deducted from this account. FirstHome loan program cannot be combined with any other promotions or discounts. *Principal and interest payments are based on 30 year fixed-rates effective 9/10/99: 7.625% interest rate; 7.83% APR. Other adjustable-rate and fixed-rate mortgages are available. Rates and terms subject to change without notice.