Ka Wai Ola - Office of Hawaiian Affairs, Volume 25, Number 8, 1 August 2008 — Page 15 Advertisements Column 1 [ADVERTISEMENT]

At Bank of Hawaii, we offer the for Department of Hawaiian Home Land ( DHHL ) lessees. Our to provide lessees with expanded wĒĒ f financing options. Call or visit % us today tofind out how these 1 «■ j HIGHLIGHTS ♦ Purchase, rate term/cash-out refinance, and construction permanent financing ♦ Fixed rate mortgages up to a loan term of 30 years ♦ Flexible down payment options ♦ Flexibility on reserve requirements ♦ Primary residence, one unit properties, including Planned Unit Developments (PUD) on Hawaiian Home Lands For more information, eall one of our Loan Officers at a Bankoh Residential Loan Center listed helow. ih BankofHawaii

Certain requirements and restrictions apply. Subjectto loan approval. Notvalidwithanyotheroffers. ©2008 Bank of Hawaii MemberFDIC boh.com lit